Our Affiliates
Specialized insurance solutions exclusively for private company owners with taxable income. You must own your company to qualify for our premium coverage.
Premium insurance solutions designed exclusively for private company owners with taxable income
Simplified setup and administration that reduces complexity and makes ongoing management faster and easier.
Access benefits with a fraction of the upfront investment you might expect.
Safeguard your personal and business assets with our exclusive protection strategies for company owners.
Collaborate with USI and Live Oak Bank experts to assess your organization's risk profile.
Establish a position within the Live Oak Bank platform.
Begin managing insurance and specific risks through your new platform, saving money and increasing profits.
Allow Cherry Bekaert's expert CPAs to handle your specialized tax and audit needs.
Adjust and grow over time as your program evolves.
USI's risk and insurance expertise combined with Live Oak Bank's financial and structural capabilities combined to create best in class thinking and administrative performance.
Gain visibility into costs, and long-term performance.
Tailored programs to meet your organization's unique risk profile and goals.
A cell captive, also known as a protected or segregated cell, gives businesses access to the benefits of captive insurance without the complexity of forming a standalone captive. Each cell operates within a licensed core structure, with its own assets, liabilities, and financial results legally separated from others. By renting a cell, companies can quickly establish a customized risk financing solution while leveraging existing infrastructure, regulatory approvals, and expertise.
Organizations choose cell captives to gain greater control over insurance costs, coverage, and long-term risk strategy. This approach allows businesses to retain underwriting and investment income, stabilize premiums, and access customized or hard-to-place coverage. Ultimately, a cell captive transforms insurance from a fixed cost into a strategic financial tool that supports performance and growth.
Ready to protect your business? Get started with a personalized consultation from our insurance experts.